HRA Guide
HRA the easy way
Use your HRA to pay for eligible healthcare expenses.
Understand how a Health Reimbursement Arrangement works, what it covers, and how your employer uses it to help pay for your healthcare expenses.
What is a Health Reimbursement Arrangement?
HRAs are employer-sponsored accounts that offer members free money to pay for eligible healthcare expenses. HRAs are owned and funded exclusively by your employer.
Benefits built for mobile.
Faster access, stronger security, and more convenient than logging in online. HRAs use either HealthEquity Mobile or EZ Receipts Mobile—depending on your plan.
HealthEquity Mobile app
Tap into health savings.
Already enrolled? Set up your new account directly in the app—no need to register online.
EZ Receipts Mobile app
Bring your benefits with you.
Already enrolled? Please set up your account online before using the app.
Am I eligible for an HRA?
Eligibility requires your employer to offer an HRA. In addition, plan eligibility varies by employer. Carefully review your open enrollment materials to verify eligibility.
How do I sign up?
You can enroll in a health plan and sign up for an HRA during your organization's annual enrollment period. Some plans feature automatic enrollment. Consult your annual enrollment materials to learn how to enroll.
How it works
Get free money
HRAs require no payroll deductions and you don't need to contribute any money. Your organization will fund the entire account. Plus, all reimbursements for eligible medical expenses are tax-free too.
Reimbursement is easy
Log in and manage everything via our intuitive mobile app. Check your balance, review claims status, and manage payments. Want to initiate a claim? Easy. Just snap a photo of the receipt and you're on your way.
Plans vary by employer
Your organization sets your annual healthcare reimbursement limit and determines which expenses are eligible. Although it varies by plan design, common eligible expenses include deductibles, coinsurance and copays. Carefully review your annual enrollment materials to find your specific plan details.
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