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For Individuals | Open Enrollment Center
Get more from your benefits
The annual enrollment period is an important time of year. Be sure to take the opportunity to understand your benefits and compare available options. Your wallet will thank you.
Discover your benefits
Carefully review your open enrollment materials to see what's available. Some accounts, like an HSA, require you to choose a specific kind of health plan.
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HSA
Health Savings Account
Spend smarter, save more and invest in your healthcare.
FSA
Flexible Spending Account
Give yourself flexibility and amazing tax savings.
LPFSA
Limited Purpose Flexible Spending Account
Complement your HSA and save more on dental and vision.
DCFSA
Dependent Care Flexible Spending Account
Turn caregiving into monthly tax savings.
HRA
Health Reimbursement Arrangements
Bridge the gap on eligible healthcare expenses.
Transit and Parking
Commuter
Use pre-tax money to save on your ride to work.
Contribution Limits
Take your account to the max.
| Tax year | Individual coverage limit | Family coverage limit |
|---|---|---|
| 2025 | $4,300 | $8,550 |
| 2026 | $4,400 | $8,750 |
At age 55, members can contribute an additional $1,000 beyond IRS limits.
| Tax year | Individual coverage limit |
|---|---|
| 2025 | $4,300 |
| 2026 | $4,400 |
| Tax year | Family coverage limit |
|---|---|
| 2025 | $8,550 |
| 2026 | $8,750 |
At age 55, members can contribute an additional $1,000 beyond IRS limits.
Tools and resources
Qualified medical expenses
Save as much as 30%1 on thousands of everyday eligible expenses.
See a full listHave questions?
The Help Center is your source for helpful guides, answers to your questions, and access to our helpful Member Services Team.
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1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes.





