Open a Health Savings Account
Unlock More Affordable Health Savings with HealthEquity
A Health Savings Account (HSA) is a tax-advantaged way to save, spend, and invest in healthcare expenses. Open a HealthEquity HSA and get $25 on us to kickstart your savings.1
Already have an employer HSA? Access it here
Why a HealthEquity HSA?
Pay for healthcare
HSAs cover thousands of qualified medical expenses, including doctor visits and over the counter medications.
Get $25 on us
Open an individual HSA with HealthEquity and we'll add $25 to your account to get you started.
Use pre-tax dollars
Contributions are tax-deductible, growth is tax-free, and withdrawals for qualified expenses are tax-free.
Save for the future
Your HSA funds roll over year after year — there's no use-it-or-lose-it deadline.
Start building your healthcare savings today.
Save on eligible medical expenses now and carry over savings for the future — all tax-advantaged.
What is an HSA?
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in a High Deductible Health Plan (HDHP). HSAs allow you to set aside money to pay for qualified medical expenses, and the money you contribute is not subject to federal income tax at the time of deposit.
Now including ACA Bronze Plan Members
Can I open an HSA?
You may be eligible for an HSA if you meet the following criteria:
- You're covered under a qualifying High Deductible Health Plan (HDHP), including many ACA Bronze plans
- You're not enrolled in Medicare
- You're not claimed as a dependent on someone else's tax return
- You don't have other non-HDHP health coverage
How to open an HSA
Open in minutes. Start saving for life.
Sign up online
We'll collect some information to start your account, and verify if you meet eligibility requirements.
Connect your bank
We'll link your account through a secure financial platform.
You fund. We contribute.
Open your account today and we'll contribute $25 to get you started.
Health Savings Account FAQs
Save, grow, and invest with an HSA.
Keep more of your money today, roll over unused funds for the future, and set aside a tax-free nest egg for retirement.
Save on your healthcare
Use tax-free money to pay for doctor visits, prescriptions, and dental care.
Grow your future savings
Your HSA funds never expire — they carry over every year with no use-it-or-lose-it.
Invest in your retirement
An HSA works like a second 401(k) — grow a tax-free nest egg for retirement.
HealthEquity does not provide legal, tax, or financial advice.
HSAs are never pre-funded and always pre-tax.
Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured.
HealthEquity, Inc. is an IRS-designated non-bank custodian of HSAs.