For Financial Advisors
Solutions for Financial Advisors
HealthEquity delivers leading integrated health benefits solutions so you can offer clients better value with impactful HSAs, FSAs, and more.
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Manage benefits in one place.
Avoid the inconvenience of using multiple vendors and oversee all client accounts in one platform. With HealthEquity, you can bundle benefits and offer clients competitive pricing.
Healthcare benefits:
Health Savings Account (HSA)Integrate your HSA program with your health plan, retirement provider, and payroll administration. Streamline day-to-day administration.
Flexible Spending Account (FSA)We own our platform with full control over deployment and optimizations. This means a customizable experience for you.
Health Reimbursement Account (HRA)Give your team the option to stack their HRA with their FSA. Give your team a single debit card they can use for all qualified transactions.Other benefits to consider:
Dependent Care FSAKeep high-value employees happy with care for qualified dependents as an option during the Open Enrollment period.
CommuterHelp your team arrive to work with flexible commute options through our app. Optimize parking programs through streamlined workflows.
LifestyleImplement the best programs for your employees and company culture through categories like fitness, finance, and family support.
COBRACOBRA administration is complex with many moving parts. Get streamlined onboarding, real-time case management, and full transparency.1
Direct BillingLeave billing and collections to us. We make it easy to pay premiums and maintain coverage when payroll deductions aren't available.
Premium Only PlanGive your people the option to make premium payments on a pre-tax basis through a Premium Only Plan (POP).
Is an HSA right for your clients?
HSAs are a useful tool for individuals looking to better manage and save for healthcare costs.
Triple-tax advantages
Unlike other retirement accounts, an HSA offers your clients multiple tax advantages. Give your clients a better tax-saving option. Help them save for the future with tax-free contributions, tax-free growth, and tax-free distribution with an HSA.2
Higher account balances
Compared to other providers in the industry, HealthEquity members have a 14 percent higher average balance. If your client currently has an HSA, maximize their savings and transfer their HSA funds to HealthEquity. HSA transfers and rollovers of $250 or more are eligible for double interest.3
Increased Flexibility
An HSA offers clients more flexibility when it comes to managing healthcare costs. They can access HSA funds now to cover qualified medical expenses or invest HSA contributions, if their HSA balance exceeds their investment threshold, to increase their HSA investment growth potential. HSA contributions4
Empower your clients to realize their financial dreams.
Retirement integrations
Put retirement and other account data side by side. No-cost integrations help members make more informed financial decisions.
Security
Expect industry-standard encryption and member privacy protocols. We offer two-factor authentication, biometric login, and ongoing system surveillance.
24/7 call and chat
Wow your clients with a remarkable member experience. Our support team measures success by problems solved — not call times.
Close deals
Access our library of hard-hitting sales collateral and original thought leadership. We make it easy to start conversations and close deals.
Fast onboarding
Implementation is a breeze. Your clients can transfer member files from any payroll vendor. And, we can execute bulk transfers automatically.
Flexible fund lineup
Our lineup of low-cost Vanguard funds can help boost retirement readiness. Plus, we'll work with you to maximize contributions and savings rate, not just ROI.
People also ask
Financial Advisors Questions
1Services are provided by WageWorks, a HealthEquity company. Return to content
2HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-deductible with very few exceptions. Please consult a tax advisor regarding your state's specific rules. Return to content
3 According to a Devenir 2023 study Return to content
4Investments made available to HSA holders are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement. You should carefully consider the investment objectives, risks, charges and expenses of any mutual fund before investing. A prospectus and, if available, a summary prospectus containing this and other important information can be obtained by visiting the Vanguard website at vanguard.com. Please read the prospectus carefully before investing. Consult your advisor or the IRS with any questions regarding investments or on filing your tax return. Return to content
HealthEquity does not provide legal, tax or financial advice.